Set of core principles and beliefs that guide your investment decisions
An Investment Philosophy is a Set of Core Principles and Beliefs that guide a person’s investment decision making processes.
It acts as a blueprint, helping investors make consistent, informed decisions aligned with their financial goals and risk tolerance.
Use our calculators to visualise your goal-based journey. Mutual fund investments are subject to market risks.
Investing ₹15,000 per month assuming 12% return can potentially get ~₹35 Lakhs in 10 years.*
Calculate YourselfInvesting ₹10,000 per month assuming 12% return can potentially get ~₹1 Crore in 20 years.*
Calculate Yourself*Assumed returns are for illustration only. Actual returns may vary. Mutual fund investments are subject to market risks.
Before entering into any investment first we educate you about investment universe.
Getting acquainted with various asset classes, investment options, their features, short term and long term risks involved, expected returns is the first step for successful investing.
Asset allocation is the process of distributing investments across various asset classes such as equities, bonds, gold etc. to reduce the risk associated with your investment.
At Finowise, we recommend portfolio that aligns with an investor’s risk taking ability and willingness, investment goals, and time horizon.
We do not recommend investment schemes based on Only Past Performance.
We do recommend investment schemes based on Future Driving Factors.
Situations in which we recommend to exit from investment scheme:
When Financial Goal is achieved; When You require Fund (Unplanned way); When You are entering into Golden Age Blueprint (GAB); When MF scheme is consistently underperforming wrt target return of the Portfolio or benchmark return; Regulatory changes which can affect the scheme performance / expected return in future.
Situations in which we recommend to rebalance the investment portfolio:
When market has run up significantly and as a result equity allocation as per original asset allocation gone up by more than 20%; When market has undergone correction significantly and as a result equity allocation as per original asset allocation came down by more than 20%; Regulatory change that impact original asset allocation significantly; Portfolio review after redemptions / goal achievement.